Investment Options

Participant Use Example

Sample Client Annual Use

Each VA MINT offering described below can be used to complement a bank account or treasury management strategy to maximize flexibility, liquidity and interest earnings.

• An Enhanced Cash allocation is a liquid alternative to a bank account or overnight sweep but provides a higher expected yield. It is best suited for balances that are not needed for a few weeks or a few months.

• A Flex Term allocation can match upcoming cash outflows, such a debt service or payroll, with revenues as they are collected. Best suited for cashflow matching over the next year, current fiscal year and into the next. (Coming soon!)

• A Separately Managed Account (SMA) for long-term reserves or multiyear spending needs forms the “core” below the lowest annual projected cash balance and provides yield stability through time. Best suited for balances not needed for at least a year.